A.H.O.M™ – Trade Directory of Professionals

Insurance and Safety Checklist

“If you’re not covered — you’re exposed.”

👷🏾‍♂️ Who This Is For:

The AHOM TRADES™ Insurance & Safety Toolkit is designed for every independent contractor, small business tradesperson, and solo pro who:

✔️ Knows the value of protecting their work and reputation
✔️ Wants to confidently answer client questions about insurance and safety
✔️ Is building a professional, verifiable trade business—not just doing jobs
✔️ Wants peace of mind while working on-site, in homes, or with subcontractors
✔️ May not know where to start with insurance, WSIB/WorkSafe, or best practices
✔️ Wants to build trust and credibility with both clients and partners

Whether you’re an established contractor or just setting up your first business card, this guide helps you stay ready, stay covered, and stay respected.

AHOM TRADES™ “Insurance & Safety Toolkit”

📋 WHAT THIS INCLUDES:

🛡️ INSURANCE BASICS FOR TRADES

✔️ Types of Insurance You May Need
- General Liability
- Tools & Equipment Coverage
- WSIB / Workers’ Comp
- Commercial Auto
- Errors & Omissions (for design/build or consultants)
✔️ Must-Have vs Nice-to-Have
✔️ How to Talk to a Broker (Script + Question List)
✔️ Sample Certificate of Insurance (COI) Layout

🗣 “If a client asks for your insurance — you should have a ready answer and a PDF in hand.”

🧯 Bonus: Downloadable “Daily Site Prep” checklist for crews

✅ Quick Navigation – Available to MEMBERS ONLY

You need Membership and Verification to get access:

Read more of this content when you subscribe today.

MEMBERS

TO ACCESS MORE OF THIS TYPE OF INFORMATION… Please fill in the information below for Download Access.

⚠️ SAFETY CHECKLIST (JOB SITE)

Use this list BEFORE every job:

🔲 PPE Available (gloves, goggles, hard hats, boots)
🔲 First Aid Kit stocked and on-site
🔲 Site clear of debris and tripping hazards
🔲 Extension cords secured/taped
🔲 Proper ladder use protocols followed
🔲 Ventilation adequate for paints, glues, fumes
🔲 Clients/family/pets not in the work zone
🔲 Tools & materials stored safely overnight

NOT A MEMBER? – NO WORRIES

We offer “The AHOM TRADES™ Insurance and Safety Checklist” for $24–$47 CAD.